Online: 1,247 ⭐ 4.9/5 • 2,847 reviews 🏆 #1 Safe Payments Service

Safe Payments Cryptocurrency via guarantor

Safe payments in cryptocurrency with fraud protection. USDT, TON, BTC, ETH and 50+ other coins. Escrow lock, AML check, 24/7 arbitration. 28,500+ payments, 0% scam, fees from 0.5%.

Payments today
47
Volume today
$91K
Avg. time
12 min
Success rate
100%
🛡️
Insurance fund $10,000,000
⏱️
Operating since 2021
🌍
Countries 47
💎
Cryptocurrencies 50+
⚖️
Arbitration 24/7
⚡

Quick answer: what are safe payments

Safe payments are payments with fraud protection via an escrow service. Funds are locked in a secure account until the goods or services are confirmed received. This eliminates the risk of fund loss for both parties. Official service: the @GARANT_S_bot on Telegram. 28,500+ payments, 0% scam. 50+ cryptocurrencies supported.

01

Why regular payments are dangerous

Loss statistics for unprotected payments

$2.1B
Lost in 2025
+34% vs 2024
2.4M
Fraud complaints
+28% vs 2024
$870
Average loss
+15% vs 2024
4%
Cases solved
Recovery is extremely rare
❌

Without protection: how money is lost

  • Direct transfer: You send crypto to the seller, they disappear. Crypto transactions are irreversible — money is lost forever.
  • Fake exchange: You transfer fiat, wait for crypto — nothing arrives. The one-day website is already gone.
  • Address swap: A virus swaps the wallet address. Crypto goes to the scammer instead of the seller.
  • Fiat chargeback: The buyer pays by card, receives crypto, then reverses the payment. The seller loses both crypto and money.
  • "Dirty" crypto: You receive crypto from a fraudulent scheme. The bank blocks your card.
✅

With a guarantor: full payment protection

  • Escrow lock: Crypto is locked in a secure account until the goods are confirmed received.
  • AML check: All coins are checked for cleanliness via Chainalysis. Protection from "dirty" crypto.
  • Address verification: The system checks wallet addresses for swaps and fraud.
  • No chargebacks: After confirmation the payment is irreversible. Seller protection.
  • 24/7 arbitration: Any dispute is resolved within 24 hours by a professional arbitrator.

Want 100% payment protection?

Use the guarantor for any payments with strangers. Fees from 0.5%, 24/7 arbitration.

Protect the payment →
02

How to make a safe payment

A 7-step process. Even a beginner can follow it.

1
📱

Open the bot

Go to @GARANT_S_bot on Telegram. No registration needed — just tap "Start".

⏱ 10 seconds
2
📝

Create a safe payment

Choose the deal type (buy/sell), specify the amount in crypto, describe the goods or service.

⏱ 30 seconds
3
🔗

Invite the other party

Send the payment link to the seller or buyer. They confirm the terms in one click.

⏱ 1-5 minutes
4
🔒

Crypto is locked

Key step! The buyer deposits crypto into the escrow account. Funds are locked — neither buyer nor seller can withdraw them.

⏱ 2-10 minutes
5
📦

Goods delivery

The seller sees the lock confirmation and delivers the goods: ships by mail, meets in person, or sends files.

⏱ Depends on the goods
6
✅

Check and confirm

The buyer checks the goods and taps "Confirm receipt" in the bot. There are 72 hours to inspect.

⏱ 5 min - 72 hours
7
💰

Automatic payout

Crypto is automatically transferred to the seller. The safe payment is complete. Both parties receive documents and a receipt.

⏱ Instant

💎 How safe payments protect both parties

👤
Buyer
Deposits crypto
→
Crypto
🔒
GUARANTOR
Locked
→
After acceptance
👤
Seller
Receives crypto
🛡️ Buyer protected: Crypto won't leave until the goods are received and verified. Risk of losing funds — 0%.
🛡️ Seller protected: Goods won't leave until the crypto is locked. Risk of non-payment — 0%.
🔍 AML check: All coins are checked for cleanliness. Protection from "dirty" crypto and bank blocks.
03

Supported cryptocurrencies

50+ cryptocurrencies for safe payments

💎

TON (Toncoin)

Native Telegram cryptocurrency. Instant payments inside the ecosystem.

TON
⏱ 5 seconds 💰 $0.01-0.1 fee
₿

Bitcoin (BTC)

The first and most reliable cryptocurrency. For large payments.

Bitcoin
⏱ 10-60 min 💰 $5-50 fee
⟠

Ethereum (ETH)

The second-largest cryptocurrency by market cap. Smart contract platform.

Ethereum
⏱ 15 sec - 5 min 💰 $1-30 fee
◎

Solana (SOL)

High-performance blockchain. Lightning-fast payments with minimal fees.

Solana
⏱ 0.4 sec 💰 $0.00025 fee
💲

USDC (USD Coin)

Regulated stablecoin by Circle. Fully backed by dollar reserves.

ERC20 SOL ALGO
⏱ 1-5 min 💰 $0.5-5 fee
💡
Tip: For most payments use USDT on the TRC20 network — the optimal balance of speed and cost. For payments inside Telegram — TON. For large amounts — Bitcoin or USDT on the ERC20 network.
04

Types of safe payments

Safe payments work for any deal from $10 to $1,000,000+

₿

Payments in crypto

Buy/sell USDT, TON, BTC, ETH for fiat. Protection against P2P scams. AML check on all coins.

💰 $50 — $1M ⏱ 12-30 minutes
Start →
📦

Payments for goods

Purchases on Avito, Craigslist, in-person meetings. Electronics, gadgets, clothing, items. An alternative to marketplace delivery.

💰 $10 — $100K ⏱ 12-60 minutes
Start →
💼

Payments for services

Freelance, orders, projects. Protects the contractor from non-payment and the client from poor work.

💰 $10 — $50K ⏱ Depends on the project
Start →
🌍

International payments

Payments between Russia, UAE, Turkey, Kazakhstan, CIS. No restrictions or currency controls.

💰 $100 — $1M ⏱ 30-120 minutes
Start →
🏢

Payments for business

B2B payments between companies. Legal documents, accounting records, tax reporting.

💰 $1K — $1M ⏱ 1-3 days
Start →
🏠

Payments for real estate

Apartments, houses, commercial property. Full legal support, title verification.

💰 $10K — $1M+ ⏱ 5-14 days
Start →
05

Safe payment fees

Transparent pricing with no hidden charges

Up to $1,000
2%
Payment $500 → fee $10
✓ Escrow protection ✓ 24/7 arbitration ✓ Support
$10,000 — $100,000
1%
Payment $50,000 → fee $500
✓ Escrow protection ✓ 24/7 arbitration ✓ Counterparty verification ✓ Lawyer on deal ✓ Personal manager
VIP
Over $100,000
from 0.5%
Payment $500,000 → fee from $2,500
✓ Everything from 1% plan ✓ OTC servicing ✓ Payment insurance ✓ On-site lawyer ✓ Notary included
Your fee
$20
2%
06

Safe payment reviews

2,847 reviews • Average rating 4.9/5

DK
Dmitry K.
★★★★★

I've been using safe payments for 2 years. Completed over 50 payments worth $50,000+. Never had a single issue. Crypto is locked instantly, the seller is calm, I'm calm.

AS
Anna S.
★★★★★

I sold my Telegram channel with 120K subscribers via a safe payment. The buyer deposited USDT into escrow, I transferred the channel, and after confirmation I got paid. All in 40 minutes!

MP
Michael P.
★★★★★

As a freelancer, I used to face non-payment often. Now all orders go through safe payments. The client deposits crypto, I work calmly, and get paid on delivery. A 2% fee is nothing for the guarantee.

07

Frequently asked questions about safe payments

What are safe crypto payments? +

Safe crypto payments are crypto payments with fraud protection via an escrow service.

How it works:

  1. The buyer deposits crypto into a secure escrow account
  2. Crypto is locked — neither party can withdraw it
  3. The seller sees confirmation and delivers the goods/service
  4. The buyer checks and confirms receipt
  5. Crypto is automatically transferred to the seller

Result: The buyer won't lose crypto without goods. The seller won't deliver goods without payment. Fraud risk — 0%.

Official service: The @GARANT_S_bot on Telegram. 28,500+ payments since 2021.

How do I make a safe crypto payment? +

Step-by-step guide to a safe payment:

  1. Open the @GARANT_S_bot on Telegram
  2. Tap "Start" — no registration needed
  3. Select "Create payment"
  4. Specify details: role (buyer/seller), amount in crypto, product description
  5. Invite the other party — send the link from the bot
  6. Wait for the other party to confirm the terms
  7. The buyer deposits crypto into escrow (USDT, TON, BTC, ETH)
  8. The seller delivers the goods (shipping, meeting, files)
  9. The buyer checks and taps "Confirm"
  10. Crypto is automatically transferred to the seller ✅

Time: 12-40 minutes for simple payments. For cars and real estate — 1-5 days.

Which cryptocurrencies are supported for safe payments? +

50+ cryptocurrencies are supported:

  • Stablecoins: USDT (TRC20, ERC20, BEP20), USDC, DAI
  • Major: Bitcoin (BTC), Ethereum (ETH), Solana (SOL)
  • Telegram ecosystem: TON (Toncoin)
  • Altcoins: BNB, XRP, ADA, DOGE, MATIC, AVAX, DOT, LINK, and others

Recommendations:

  • For most payments — USDT on the TRC20 network (low fees, fast confirmation)
  • For payments inside Telegram — TON
  • For large amounts — Bitcoin or USDT on the ERC20 network
How much does a safe payment via a guarantor cost? +

The cost depends on the payment amount:

Payment amount Fee Example
Up to $1,000 2% $500 → $10
$1K — $10K 1.5% $5,000 → $75
$10K — $100K 1% $50,000 → $500
Over $100K from 0.5% $500,000 → from $2,500

Additionally:

  • The fee is usually split 50/50 (you can agree otherwise)
  • Registration in the bot is free
  • The blockchain network fee is paid separately
  • If the payment is canceled — the fee is refunded
  • Loyalty discounts up to 50% for regular clients
Can I make safe international payments? +

Yes, safe payments via the guarantor work in 47 countries.

Popular routes:

  • Russia ↔ UAE: Real estate, goods, services
  • Russia ↔ Turkey: Real estate, tourism, business
  • Russia ↔ Kazakhstan: B2B payments, goods
  • Russia ↔ CIS: Any type of payment
  • International: Europe, Asia, America

Advantages of international payments via the guarantor:

  • ✅ No currency controls or restrictions
  • ✅ No crypto sanctions
  • ✅ Speed — 12-120 minutes instead of 3-7 days for a bank transfer
  • ✅ Fee 0.5-2% instead of 3-7% at a bank
  • ✅ AML check for legal cleanliness
What if the seller refuses a safe payment? +

If the seller refuses the guarantor — that's a red flag 🚩

Possible reasons for refusal:

  • 😰 The seller is a scammer and doesn't want to leave a trail
  • 😰 The goods don't match the description and it would show up during inspection
  • 😰 The crypto is "dirty" and won't pass the AML check
  • 🤔 The seller doesn't know about guarantors (rare, but possible)

What to do:

  1. Explain to the seller that the guarantor also protects them (the buyer can't chargeback)
  2. Offer to split the fee or pay it in full yourself
  3. If the seller still refuses — walk away. The risk is too high.
  4. Find another seller who agrees to the guarantor

Remember: An honest seller has nothing to fear from the guarantor. Refusal = high fraud risk.

💎

Start a safe payment right now

28,500+ people have already protected their payments. Join them.

✓ Free registration ✓ Payment in 30 seconds ✓ Fees from 0.5% ✓ 24/7 arbitration ✓ Refund guarantee
28,500+ Safe payments
$2.5B+ Payment volume
0% Fraud